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Ruben Gutierrez
Home Loan Advisor
NMLS#: 880681
Phone: (916) 296-8940
Phone: (833) 839-0019
Fax: (916) 733-5454
E-mail:
rgutierrez@golden1.com
Welcome to Golden 1 Home Loans
Home starts here. Whether you are buying your first home, trading up into your dream home, purchasing an investment property, or refinancing, Golden 1 Home Loans has the right loan option to help you achieve your goal. We offer low rates, low closing costs and the personalized services you need to easily finance or refinance your dream home.
As your Golden 1 Home Loan Advisor I am ready to guide you, from helping you know how much you can afford to pay for a home, to the moment you find that home, all the way through closing. My role is to make sure you fully
understand your home loan options and the current industry trends that are relevant to you. I’ll manage the loan process, provide the support and information you need, and help close your loan quickly. I’ll be here to answer
your questions and find solutions to help you reach your home financing goals—whatever they may be.
ABOUT ME
I’m an established mortgage professional with more than 13 years of experience in the industry. I work in the greater Sacramento area, focusing on the needs and requests of members. I help them to accomplish their financing
goals, from pre-qualifications to the funding and closing of home purchases, including refinancing, cash-out transactions, and fixed second mortgage and home equity lines of credit.
From day one, I earn members’ business by providing exceptional customer service. My job is to keep members informed by answering questions and concerns, gathering information, and discussing the process flow and requirements.
Being able to interact and connect with members is a wonderful opportunity. I’m dedicated to helping Golden 1 members and creating long-term relationships, referrals and repeat business.
Branch Locations
Elkhorn Branch 5337 Elkhorn Blvd., Sacramento, CA 95842
Sunrise Branch 5901 Sunrise Blvd., Citrus Heights, CA 95610