Due to COVID-19, Golden 1 is taking steps to protect our members with temporary restrictions to our standard loan parameters:

  • First mortgage refinance loans are only open to members with membership dated on or before the loan application date
  • Home Equity loans are only open to existing members with membership dated April 1, 2020 or earlier

We thank you for understanding the measures we are taking to ensure service levels and for your patience during this time. Additionally please note, processing times are extended to 90 days for a refinance and 60 days for a Home Equity Loan.

Today's Featured Rates

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PURCHASE
Home loans to fit your lifestyles

Buying a home? We can help. Learn more about our fixed and adjustable rate home loans. We’ll find one that’s right for you. 

REFINANCE
with low rate home loans

Our low rates and variety of home loan programs can help you save on your monthly payments. 

HOME EQUITY LOANS
and lines of credit

Remodeling? Need extra cash? Tap into the value of your home. We have two great home equity options to choose from. 

You can potentially save thousands of dollars on closing costs with our
exclusive Buyer Advantage Program.

When you purchase your home through a Golden 1 Preferred Realtor, you'll receive up to 25% of your realtor's commissions credited towards your closing costs with our Golden 1 Home Loans Buyer Advantage Program. For example: On the sales price of a $350,000 home, with a Realtor’s commission of 2.5% of the sales price, you could receive a closing cost discount of up to $2,188!